“An investment in knowledge pays the best interest”  -  Benjamin Franklin

Whether it’s building a comfortable retirement, establishing a legacy for your loved ones or generating wealth, we all invest with unique goals and needs in mind.The investment themes discussed here are to help you align your goals with your investment portfolio. Our platform is built around a process to specifically meet your changing investment needs as your lifestyle and future goals evolve. Theme based investment models allow you to focus on what is important to you such as retirement income, helping protect your wealth in down markets and more.

 


 

Our Strategists.

 


Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

 

 

LPL Financial Research has a sophisticated investment decision-making structure that seeks to:

Determine a current market outlook by performing a rigorous, multi-disciplined set of market analysis in combination with the judgment of accomplished industry veterans
•Independently evaluate the broadest investment universe possible to uncover the most appropriate investments for portfolios
•Build portfolios based on an understanding of which combination of factors works under which market scenarios to meet specified client-focused investment goals
 
Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
LPL Financial Research consists of accomplished industry veterans, comprising one of the largest and most experienced research groups among independent firms. They provide unbiased, objective recommendations, and are able to do so because they do not have proprietary investment products to sell, investment banking relationships to promote, or any other business conflicts that may influence their advice.

Based on fundamental, valuation and technical analysis, LPL Financial Research evaluates the global financial markets to determine its market outlook. Then, the team evaluates a broad universe of investments, using both qualitative and quantitative assessments, to find the most appropriate mutual funds and/or Exchange Traded Products that align with its market view.

Finally, the team assembles portfolios to suit each MWP client-focused theme, positioned to potentially perform best under the current market scenario. LPL Research portfolios are continually monitored and adjusted as market dynamics change -- either to help take advantage of opportunities or to protect against the downsides.

 
 

Speak to one of our advisors about LPL Financial Research

 
 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 
 
 
 
 
 
 
 
 
 
 
 
AlphaSimplex Group specializes in risk-managed investment strategies. The firm was founded in 1999 by MIT professor Dr. Andrew Lo, a widely recognized authority on behavioral finance and alternative investing. His Adaptive Markets Hypothesis states that the most successful strategies are those that can adapt to changing market conditions.
 
Their unique approach focuses on maximizing returns while managing risk. This is accomplished by decreasing portfolio exposures when markets increase in risk, or increasing portfolio exposures when market risk decreases.
Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison
 

 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

AlphaSimplex Group specializes in risk-managed investment strategies. Their founder and Chief Investment Officer, Dr. Andrew Lo is a widely recognized authority on behavioral finance and alternative investing developed the Adaptive Markets Hypothesis, which states that the most successful strategies are those that can adapt to changing market conditions. This belief is the foundation for ASG’s investment philosophy and the basis for the LPL Financial Risk-Efficient Models.

A risk-efficient strategy makes managing risk the top priority. Essentially, when the market is giving signs of risk, the portfolio cuts back on risky investments. When the market gives signs of less risk, the portfolio adds risk back to  the portfolio. This strategy is not intended to outperform stocks and bonds during market rallies, but rather stabilize risk in all market conditions.

As market conditions change, the portfolios shift assets strategically between riskier asset classes and those that are less volatile or offer the greatest diversification.

 

 

Speak to one of our advisors about Alpha Simplex Group

 

 


 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

Benefits of the world’s largest asset manager*Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

•Our portfolio managers enjoy unprecedented access:

– To management of firms we invest in
– To new equity and fixed income issues
•Global trading capabilities: source assets and negotiate favorable terms for our clients
 
Sharing our global information advantage
 
•Presence on the ground in every major capital market around the world
•Each day, our investment professionals around the globe meet via video conference
 
Unparalleled commitment to risk management
 
•Industry’s premier risk management platform
•More than 800 professionals provide deep insight into risks and opportunities for portfolio managers
•Leading banks, insurance companies and sovereign nations rely on our technology to examine and understand the underlying risk of approximately $10 trillion in their own portfolios
 
Our Goal: Consistent long-term results with fewer surprises
*Based on $4.5 trillion assets under management as of 9/30/15.
Source: www.Blackrock.com
 
Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BlackRock provides global scale and insights with institutional-quality risk management. They build well-diversified portfolios using a broad range of asset classes in a risk-aware manner and identify opportunities through fundamental research and in-depth, highly focused, independent expertise from BlackRock's global scale and 'information advantage.' Though these factors are not a guarantee of enhanced portfolio return, it provides a process for diversification and risk management.

Neither Scale, Insight or Risk Management singularly is all that impressive – it is the combination of the three that sets

BlackRock apart, this combination helps achieve more consistent returns with fewer surprises.

•Since the Firm was founded, BlackRock has partnered with financial professionals to deliver innovative solutions to clients’ most complex investment challenges. They have earned more than $3 trillion in assets through the trust of some of the world’s leading institutions, as well as thousands of financial professionals.
•BlackRock allows clients to benefit from the combination of being the world’s largest asset manager, providing scale; a culture of global insight with knowledge from over 60 cities in 24 countries across the world; and commitment to risk management since the company was founded.
 
 
 

Speak to one of our advisors about BlackRock

 

 

 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

Cougar Global Investments is a tactical asset allocation Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edisonmanager with an emphasis on downside risk management.  They believe the goal of investing is to generate compound growth that achieves client’s investment objectives. The primary means of achieving adequate compound growth is to avoid losing capital. 

Cougar Global Investments has developed a proprietary investment process that constructs globally diversified portfolios and  strives to participate in bull markets while avoiding, if possible, the downside in bear markets.  

 

 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dr. Cougar Global Investments believes the goal of investing is to generate compound growth that achieves your investment objectives. The primary means of achieving adequate compound growth is to avoid losing money.

James Breech founded Cougar Global in 1993, the approach he developed was to measure risk as the failure to meet a “Minimum Acceptable Return” goal for the investors. 

Cougar Global attempts to avoid downside risk, and participate in upside opportunities. They have developed a unique approach to global investing. The investment process incorporates leading edge research into 1) the behavior of capital markets and 2) proprietary portfolio optimization.

Cougar assesses the probability of five macroeconomic scenarios: Growth, Recession, Stagnation, Inflation and Chaos to determine how to optimize the portfolio.  Cougar Global is then able to forecast scenarios and enter results into a proprietary portfolio optimizer in order to generate  the optimal asset mix for each of their portfolios.

 

 

Speak to one of our advisors about Cougar Global Investments

 

 


 

 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 
 
 
 
Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

Innealta’s focus is managing risk and reducing portfolio volatility.

They employ a Win by Not Losing approach to managing multi-asset class portfolios.

They are a quantitative asset management firm specializing in the active management of exchange-traded funds portfolios.

Innealta is unique in its quantitative investment strategy driven by a proprietary econometric model, which was developed over many years of financial and econometric research by the company’s founder and Chief Investment Officer, Gerald Buetow, PhD, CFA.Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 
 
 
 
 
 
 
 
 

 

 

 

 

 

 

 

 

Innealta Capital is a division of Al Frank Asset Management (AFAM), a 34 year-old boutique asset management firm. Innealta has extensive experience managing multi-asset classes

Innealta’s investment management team exercises a conservative approach focused on risk management and the core tenet of “Winning by Not Losing.” The firm’s investment process is governed by a disciplined, repeatable quantitative and econometric framework created by its Founder and Chief Investment Officer, Dr. Jeff Buetow, throughout his lengthy career. The framework is designed to determine attractive environments for equities and tactically alter asset class exposure to capitalize on favorable risk-adjusted investment opportunities for one asset class over another. The philosophy behind this process is to provide and construct for movement between asset classes that allows for risk adjusted returns regardless of the market environment. The quantitative framework consists of four sub components – Risk, Fundamentals, Economy, and Technicals – which cover  all major aspects of the investment climate.

 

 

Speak to one of our advisors about Innealta Capital

 

 


 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison
 
 
 
 
 
 
 
 
 
 
 
 
J.P. Morgan Asset Management offers investment experience and insight that few other firms can match. Managed by the firm’s Global Asset Management Group, they aim to provide high risk-adjusted returns over a market cycle.Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, EdisonFinancial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

J.P. Morgan Asset Management believes in reducing volatility and allocating assets in a way to maximize growth potential.

J.P. Morgan Asset Management has more than $1.2 trillion in assets under management and a global network of nearly 300 analysts averaging 15 years experience. They create portfolios by understanding both the big picture of current economics and details on individual positions over an investment cycle.

The Global Asset Management Group believes that your most important investment decision is how to allocate assets – the process of dividing your portfolio across different asset classes, such as stocks and bonds. Additionally, in reducing volatility. When you invest in only one asset class, your entire portfolio suffers when that area of the market declines. GMAG strives to diversify your return potential. Stock and bond returns don’t always correlate. One may be up when the other is down and may cushion the loss, reduce risk and provide more consistent performance.

Most importantly, they believe in helping you pursue your goals. I can help you select one of their models to create an asset mix that reflects your timeframe, return expectations and risk tolerance.

 

 

Speak to one of our advisors about JPMorgan Asset Management

 

 


 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison
 
 
 
 
 
 

 

Morningstar Investment Services uses unbiased, objective mutual-fund and ETF research to build high-conviction model portfolios exclusively for fee-based independent advisors and the clients they serve. Their in-depth due diligence process is backed by the sophisticated analysis of Morningstar, Inc.

Morningstar, Inc., offers investment management services through its registered investment advisor subsidiaries with more than $167 billion in assets under advisement  or management as of Sept. 30, 2011.

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, EdisonFinancial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Morningstar Investment Services’ philosophy is built on the belief that portfolios should maintain a risk profile commensurate with the desired long-term asset allocation guidelines provided to the client. They focus extensively on maintaining a careful balance between being allocated similarly to portfolio benchmarks and reflect their assessment of the values available in the current market.

No matter which investment approach you chose, the model portfolios Morningstar Investment Services offers are designed to be part of a strategy that supports your financial well-being. Each portfolio is built for the long term and managed with a keen eye on risk in order to help your advisor put your needs front and center, where they belong.

Morningstar employs a disciplined, consistent investment process. They actively manage portfolios to help take advantage of market opportunities, while being sensitive to costs and taxes. They believe in investing your money as if it were their own, and make communicating in a timely and candid fashion a priority.  Could be considered as core holdings and built for the long term, their offerings are a natural extension of the Morningstar focus on providing innovative research and services to investors.

 

 

Speak to one of our advisors about Morningstar Investment Services

 

 


 

 

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 

 

 

 

 

 

The Opportunity In Style Rotation

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 

This chart shows the annual difference in returns between the "leaders" and "laggards." The gap is significant and highlights the potential benefit of selecting the right investments at the right time for your portfolio.

The return patterns of large cap growth and small cap value illustrate the power of this point and QA’s investment philosophy.

Traditional “buy and hold” strategies are not designed to take advantage of rotations in investment leadership. In fact, these strategies may neutralize performance gains as leading positions are offset by lagging ones. By contrast, QA’s strategies make adaptive or dynamic “tactical” moves within and among investment categories, creating the potential for significant additional returns.Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison

QA utilizes this active investment discipline in their full suite of investment strategies, including Core, Equity Flex and Alternative strategies.

 

 

 

 

 

 

 

 

 

 

 

 

Speak to one of our advisors about Quantitative Advantage

 

 


Learn How To Build Your Theme-Based Portfolio.

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison


 

 

 

The information with respect to Quantitative Advantage, LLC (QA) included in this presentation has been prepared by QA, is for information purposes only and does not constitute investment advice and is subject to change without notice. There is no guarantee that QA’s investment philosophy, system and strategies will be successful or that the opinions expressed in the presentation will prove to be true.

QA’s Global Tactical Strategies, like most investment strategies, involve the risk of loss. You should not assume that QA’s future investment performance will be profitable or equal to past investment performance. QA’s investment strategies are implemented using exchange-traded funds (ETFs), which are subject to risks similar to those of other publicly-traded shares, including loss of principal, price volatility, competitive industry pressures, global political and economic developments, possible trading halts and index tracking error. An investment in ETFs should be considered as part of an overall program, not a complete investment program. QA’s investment strategies involve a high level of portfolio turnover, which may have negative tax consequences in taxation accounts.

Although many ETFs are registered under the Investment Company Act like traditional mutual funds, some ETFs, in particular those that invest in commodities and currencies, are not registered as investment companies under the Investment Company Act. These types of ETFs may be formed as limited partnerships or grantor trusts and may have unique tax consequences.

The returns and return patterns of the indices shown in the chart on page 24 represent past performance, are not a guarantee of future performance and future returns and return patterns may vary from those shown in the chart.

LPL Financial and QA are not affiliates of each other and make no representation with respect to each other.

Upon request, QA will provide you with additional information about QA, including QA’s investment programs, strategies (including risks) and fees. Please review QA’s Form ADV Brochure carefully before you invest.

Investments continually rotate in and out of favor, giving rise to both opportunities and risks. QA utilizes its proprietary Global Investment System to analyze relative price trends, and tactically rotate within and among traditional and alternative asset classes. In this way, they seek to capture upside opportunities, while managing downside risk.

 


Go Ahead, Let One Of Our Strategists Professionally Manage Your Account.

Financial Planner, Retirement Planning, Asset Management, Life Insurance, Annuities, New Jersey, NJ, Edison


 

 

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, speak to one of our advisors. All indices are unmanaged and cannot be invested into directly.

Please contact Prestige Capital Strategies for additional information on restrictions, fees, minimums, and other differences associated with the companies noted within this page. Please read the prospectus carefully to determine if the investment is right for you.

Investing in mutual funds involve risk, including possible loss of principal. Investments in specialized industry sectors have additional risks, which are outlined in the prospectus.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and are subject to availability and change in price.

International and emerging market investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors.

Alternative strategies may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor's portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

An investment in Exchange Traded Funds (ETFs), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. Investing in ETFs involves additional risks: not diversified, the risks of price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and Index tracking error.

Stock investing involves risk including loss of principal. Investing in mutual funds involve risk, including possible loss of principal. Investments in specialized industry sectors have additional risks, which are outlined in the prospectus.

Correlation is a statistical measure of how two securities move in relation to each other. Correlations are used in advanced portfolio management. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk. Asset allocation does not ensure a profit or protect against a loss.

Not FDIC/NCUA Insured | Not Bank/Credit Union Guaranteed | May Lose Value | Not Guaranteed by any Government Agency

Not a Bank/Credit Union Deposit | Securities and Advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.

-This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.
-No strategy assures success or protects against loss.
-This presentation was prepared by LPL Financial. All trademarks are the property of their respective owners.
-For Model Wealth Portfolios (MWP) accounts, each strategist will provide the investment models to LPL Financial, which will have full discretion to invest MWP accounts in accordance with the models and to select other investments. LPL Financial may deviate from the models provided.
-Index Disclosures:
-The Standard & Poor’s 500 Index is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.
-The Russell 2000 Index is an unmanaged index generally representative of the 2,000 smallest companies in the Russell Index, which represents approximately 10% of the total market capitalization of the Russell 3000 Index.
-MSCI EAFE is made up of approximately 1,045 equity securities issued by companies located in 19 countries and listed on the stock exchanges of Europe, Australia, and the Far East. All values are expressed in U.S. dollars. All values are expressed in US dollars. Past performance is no guarantee of future results.
-The MSCI Emerging Markets Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets. As of May 2005 the MSCI Emerging Markets Index consisted of the following 26 emerging market country indices: Argentina, Brazil, Chile, China, Colombia, Czech Republic, Egypt, Hungary, India, Indonesia, Israel, Jordan, Korea, Malaysia, Mexico, Morocco, Pakistan, Peru, Philippines, Poland, Russia, South Africa, Taiwan, Thailand, Turkey and Venezuela.
-This Barclays Aggregate Bond Index represents securities that are SEC-registered, taxation, and dollar denominated. The index covers the U.S. investment-grade fixed rate bond market, with index components for government and corporate securities, mortgage pass-through securities, and asset-backed securities.
-The NAREIT Equity REIT Index is an unmanaged index consisting of certain companies that own and operate income-producing real estate and have 75% or more of their respective gross invested assets in the equity or mortgage debt, respectively, of commercial properties.